How well do you understand personal finance? The following brief quiz can help you gauge your knowledge of a few basics. In the answer section, you’ll find details to help you learn more.
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Over time, the value of your home has grown and your mortgage balance has been reduced (or even eliminated). The equity (the property’s value minus any liens against it) you now have in your home is a reservoir of funding potential.
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You may have lost your job already, or it’s something you’re concerned about. Either way, the keys to surviving a job loss financially are to plan ahead, take stock of your income, and cut your expenses.
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Job loss can cause stress Losing your job can exact an emotional toll on you and your family. Recognizing these emotions and dealing with them positively can go a long way
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When you refinance your mortgage, you take out a new home loan and use some or all of the proceeds to pay off the existing one.
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Savings Basics
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