ABLE (Achieving a Better Life Experience) accounts are tax-advantaged accounts that enable Americans with significant disabilities to save or invest for the future without jeopardizing eligibility for public benefits.
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Almost half of U.S. taxpayers had an adjusted gross income (AGI) of less than $50,000 in 2024, and about one in four had an AGI of $50,000 to$100,000.
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In December 2025, the U.S. Treasury Department and the IRS released guidance (Notice 2025-68) on 530A accounts (also known as “Trump Accounts”), a type of tax-advantaged savings account for children created by the One Big Beautiful Bill Act.
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The One Big Beautiful Bill Act (OBBBA), enacted in July 2025, implemented several significant provisions, including new deductions for overtime and tips.
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Many parents pay for college with a combination of savings, current income, and financial aid.
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