Income limits for contributing to a Roth IRA
| If your 2021 federal income tax filing status is: | Your Roth IRA contribution is limited if your MAGI is: | You cannot contribute to a Roth IRA if your MAGI is: |
|---|---|---|
If your 2021 federal income tax filing status is: Single or head of household | Your Roth IRA contribution is limited if your MAGI is: More than $125,000 but less than $140,000 | You cannot contribute to a Roth IRA if your MAGI is: $140,000 or more |
If your 2021 federal income tax filing status is: Married filing jointly or qualifying widow(er) | Your Roth IRA contribution is limited if your MAGI is: More than $198,000 but less than $208,000 (combined) | You cannot contribute to a Roth IRA if your MAGI is: $208,000 or more (combined) |
If your 2021 federal income tax filing status is: Married filing separately | Your Roth IRA contribution is limited if your MAGI is: More than $0 but less than $10,000 | You cannot contribute to a Roth IRA if your MAGI is: $10,000 or more |